Caisse Centrale de Garantie
“Caisse Centrale de Garantie-CCG” is a public financial institution whose mission is to share risks with financial sector players to facilitate access to financing for very small and medium-sized businesses and, more recently, for innovative project developers and startups.
Indeed, CCG wishes to contribute to boosting private initiative by encouraging the creation, development and modernisation of businesses. Its intervention in favour of the latter is carried out through several guarantee, co-financing and equity financing products.
As part of this last intervention, CCG set up the “Innov Invest Fund” to ensure a continuity in the financing chain for start-ups and project leaders from the idea to the growth stage. This system thus makes it possible to cover the financing needs of innovation from the pre-seed stage, to creation and
growth, with tools for assistance, intelligent debt and capital interventions.
The Attijariwafa bank Group, the leading banking and financial group in North Africa and 7th in Africa, with nearly 6 million customers and 15,000 employees, is a pan-African multinational. Present in 23 countries, the Group gives priority to proximity to its customers and places them at the heart of its strategy through its ambitious bancarisation programme and its continuous innovation efforts. In addition to banking activities, the Group operates, through specialised subsidiaries, in all financial sectors: insurance, real estate lending, consumer credit, leasing, asset management, stock market intermediation, consulting, long-term leasing, factoring, etc.
To support its ambition to become a key player in regional economic and social development, the Group has set itself a clear strategic vision based on three pillars: a strong leader in Morocco; a leading banking and financial group in Africa; and a responsible citizen.
The BMCE BANK Group, a leading financial player in Morocco, has a national network of more than 600 bank branches and nearly 10,000 employees. In addition to its commercial banking activities, the Group operates through its subsidiaries specialising in leasing, factoring, long-term leasing, local commercial franchising and engineering and development consulting. In support of its commitment to citizenship, the Group is also involved in promoting education in rural areas through the BMCE Bank Foundation and participates in several national philanthropic initiatives.
Banque Centrale Populaire (BCP), the central body of Banque Populaire Group, is a credit institution, listed on the stock exchange since 2004. Through its affiliation with the Group, the Bank ensures the refinancing of the Banques Populaires Régionales (BPR) and the management of their cash surpluses as well as services of common interest on behalf of its organisations. The Bank supports all client segments, whether large companies, SMEs, Professionals, Resident Individuals or Moroccans worldwide, by offering them products and services relating to the management of daily liquidity, the financing of individual and professional projects and wealth management. In addition, BCP also operates in corporate and investment banking through its subsidiary Upline Group.
MITC is the management company of the Technoparks, which are currently present in Casablanca, Rabat and Tangier. Technoparks are now the focal points of the information and communication technology sector in Morocco. Today the Technopark has 170 companies, employing 1500 people and representing a cumulative turnover of more than 700 million DH. Inaugurated in 2000 and opened in 2001, the Technopark Casablanca occupies an area of 30,000 m2. Its purpose is to support the development of the IT sector, develop a culture of innovation and knowledge-based competitiveness.
The shareholders of the Technopark are the Moroccan State, BMCE BANK, Attijariwafa Bank, BCP and CDG.